Japan Post Bank to Launch Digital Currency in 2026, per Report

HKAN | Sep 1

 

Tokyo, Japan – Japan Post Bank, one of the country’s largest financial institutions, is reportedly preparing to launch its own digital currency in 2026, according to local media reports.

The move comes as Japan accelerates its efforts to modernize payments and embrace central bank digital currency (CBDC) initiatives, with both public and private players racing to innovate. Japan Post Bank’s upcoming digital asset is expected to be fully regulated, with the aim of enhancing financial inclusion, reducing transaction costs, and supporting cross-border payments.

Industry experts suggest the launch of a Japan Post Bank digital currency could significantly reshape the nation’s financial landscape, particularly given the institution’s wide customer base and deep ties with the government. If successful, it may rival private stablecoins and potentially complement the Bank of Japan’s CBDC plans.

The bank has not released an official statement but sources indicate that testing and pilot programs could begin as early as late 2025, paving the way for a nationwide rollout in 2026.

As global competition over digital currencies heats up, Japan Post Bank’s initiative highlights how traditional banks are moving toward blockchain-powered solutions to stay relevant in the future of finance.