HKAN | Jul 6

JUST IN: UniCredit Introduces Bitcoin ETF-Linked Investment Certificate

UniCredit, one of Italy’s largest banks, has rolled out a new investment certificate linked to Bitcoin, giving professional investors a secure way to gain exposure to the world’s largest cryptocurrency.

The certificate is tied to the performance of BlackRock’s iShares Bitcoin Trust ETF (IBIT) — the largest Bitcoin ETF in the U.S. market.

Key Details:

Product: 5-year U.S. dollar-denominated certificate linked to IBIT

For: Professional investors in Italy

Capital protection: 100% of invested capital is guaranteed at maturity

Performance cap: Up to 85% of IBIT’s performance

Minimum investment: $25,000

Subscription period: July 1–28, 2025

Why It Matters

This innovative product allows investors to participate in Bitcoin’s potential upside while minimizing risk thanks to full capital protection. Unlike directly buying Bitcoin, this certificate is structured, regulated, and tailored for institutions and sophisticated investors looking for controlled exposure to crypto markets.

Growing Demand

BlackRock’s IBIT ETF has already grown to over $75 billion in assets, highlighting strong institutional interest in Bitcoin. UniCredit’s new offering reflects rising demand across Europe for regulated crypto investment products that balance opportunity with protection.

By linking to IBIT, UniCredit enables clients to indirectly invest in Bitcoin through a familiar financial structure, while staying compliant with EU regulations.

Final Word

As more banks innovate with crypto-linked products, UniCredit’s certificate could set the tone for wider adoption of Bitcoin among cautious, professional investors in Europe.